SSF contribution calculator
Work out your monthly and yearly Social Security Fund contribution from your basic salary, employee 11%, employer 20%, 31% in total.
Rates verified for FY 2082/83 → 2083/84 and computed on basic salary (not gross). Includes the full source-of-contribution breakdown. Calculated in your browser.
Your salary
SSF contributions are charged on BASIC salary only, not on gross pay or allowances.
Contribution rates
- Employee
- 11%
- Employer
- 20%
- Total
- 31% of basic
Total monthly contribution
Rs 12,400
31% of Rs 40,000 basic, deposited to the SSF each month
Per year
Rs 1,48,800
Employee (11%)
Rs 4,400
Employer (20%)
Rs 8,000
Employee / yr
Rs 52,800
Employer / yr
Rs 96,000
| Source of contribution | % of basic | Monthly |
|---|---|---|
| Employee: 11% | ||
| Pension / Provident Fund | 10.00% | Rs 4,000 |
| Social Security Tax | 1.00% | Rs 400 |
| Employer: 20% | ||
| Pension / Provident Fund | 10.00% | Rs 4,000 |
| Gratuity | 8.33% | Rs 3,332 |
| Additional | 1.67% | Rs 668 |
| Total | 31.00% | Rs 12,400 |
| Scheme allocation (informational) | % of basic | Monthly |
|---|---|---|
| Old-age (pension) | 28.33% | Rs 11,332 |
| Accident & disability | 1.40% | Rs 560 |
| Medical / health & maternity | 1.00% | Rs 400 |
| Dependent family | 0.27% | Rs 108 |
Computed on BASIC salary at the verified SSF rates for FY 2082/83 → 2083/84. The 8.33% employer gratuity component replaces the old lump-sum gratuity for SSF-enrolled employers. The scheme-allocation table is informational (per the SSF procedure) and sums to the same 31% of basic. Verify current rates with the Social Security Fund before payroll filing.
From basic salary to SSF deposit
The contribution is a fixed share of your basic salary, split between what you pay and what your employer adds, deposited to the Social Security Fund every month.
Start from basic
Contributions are charged on basic salary only, not gross pay or allowances. Enter your monthly basic to begin.
Apply the rates
Employee 11% (10% PF + 1% social security tax) and employer 20% (10% PF + 8.33% gratuity + 1.67% additional).
Total 31%
The combined 31% of basic is deposited to the SSF each month; multiply by 12 for the annual figure.
SSF contributions, answered
What is the SSF contribution rate in Nepal?+
The Social Security Fund contribution is 31% of the basic salary: 11% deducted from the employee and 20% paid by the employer. It is charged on basic salary only, not on gross pay or allowances.
Is SSF calculated on basic salary or gross salary?+
SSF is calculated on the BASIC salary, not the gross. The employee 11% and employer 20% are both applied to the basic figure, so the total deposited each month is 31% of basic.
What does the employee 11% cover?+
The employee's 11% is split into 10% Pension / Provident Fund and 1% Social Security Tax. It is deducted from the employee's basic salary each month.
What does the employer 20% cover?+
The employer's 20% of basic is split into 10% Pension / Provident Fund, 8.33% Gratuity and 1.67% Additional. The 8.33% gratuity component replaces the old lump-sum gratuity for employers enrolled in the SSF.
How are SSF contributions allocated across schemes?+
Per the SSF procedure, the 31% total is informationally allocated as Old-age (pension) 28.33%, Accident & disability 1.40%, Medical / health & maternity 1.00% and Dependent family 0.27%, all expressed as a share of basic salary, summing to 31%.
How much SSF is deducted on a Rs 40,000 basic salary?+
On a Rs 40,000 basic salary, the employee contributes 11% = Rs 4,400 and the employer contributes 20% = Rs 8,000, for a total of Rs 12,400 per month or Rs 148,800 per year.
Sources & data note
Rates verified against the Social Security Fund for FY 2082/83 → 2083/84: employee 11% (10% PF + 1% social security tax) and employer 20% (10% PF + 8.33% gratuity + 1.67% additional), totalling 31% of basic salary. The scheme-allocation figures are informational, per the SSF procedure. Confirm current rates with the SSF before payroll filing.