SSF contribution calculator
Work out your monthly and yearly Social Security Fund contribution from your basic salary — employee 11%, employer 20%, 31% in total.
Rates verified for FY 2082/83 → 2083/84 and computed on basic salary (not gross). Includes the full source-of-contribution breakdown. Calculated in your browser.
Your salary
SSF contributions are charged on BASIC salary only — not on gross pay or allowances.
Contribution rates
- Employee
- 11%
- Employer
- 20%
- Total
- 31% of basic
Total monthly contribution
Rs 12,400
31% of Rs 40,000 basic, deposited to the SSF each month
Per year
Rs 1,48,800
Employee (11%)
Rs 4,400
Employer (20%)
Rs 8,000
Employee / yr
Rs 52,800
Employer / yr
Rs 96,000
| Source of contribution | % of basic | Monthly |
|---|---|---|
| Employee — 11% | ||
| Pension / Provident Fund | 10.00% | Rs 4,000 |
| Social Security Tax | 1.00% | Rs 400 |
| Employer — 20% | ||
| Pension / Provident Fund | 10.00% | Rs 4,000 |
| Gratuity | 8.33% | Rs 3,332 |
| Additional | 1.67% | Rs 668 |
| Total | 31.00% | Rs 12,400 |
| Scheme allocation (informational) | % of basic | Monthly |
|---|---|---|
| Old-age (pension) | 28.33% | Rs 11,332 |
| Accident & disability | 1.40% | Rs 560 |
| Medical / health & maternity | 1.00% | Rs 400 |
| Dependent family | 0.27% | Rs 108 |
Computed on BASIC salary at the verified SSF rates for FY 2082/83 → 2083/84. The 8.33% employer gratuity component replaces the old lump-sum gratuity for SSF-enrolled employers. The scheme-allocation table is informational (per the SSF procedure) and sums to the same 31% of basic. Verify current rates with the Social Security Fund before payroll filing.
From basic salary to SSF deposit
The contribution is a fixed share of your basic salary — split between what you pay and what your employer adds — deposited to the Social Security Fund every month.
Start from basic
Contributions are charged on basic salary only — not gross pay or allowances. Enter your monthly basic to begin.
Apply the rates
Employee 11% (10% PF + 1% social security tax) and employer 20% (10% PF + 8.33% gratuity + 1.67% additional).
Total 31%
The combined 31% of basic is deposited to the SSF each month; multiply by 12 for the annual figure.
SSF contributions, answered
What is the SSF contribution rate in Nepal?+
The Social Security Fund contribution is 31% of the basic salary: 11% deducted from the employee and 20% paid by the employer. It is charged on basic salary only — not on gross pay or allowances.
Is SSF calculated on basic salary or gross salary?+
SSF is calculated on the BASIC salary, not the gross. The employee 11% and employer 20% are both applied to the basic figure, so the total deposited each month is 31% of basic.
What does the employee 11% cover?+
The employee's 11% is split into 10% Pension / Provident Fund and 1% Social Security Tax. It is deducted from the employee's basic salary each month.
What does the employer 20% cover?+
The employer's 20% of basic is split into 10% Pension / Provident Fund, 8.33% Gratuity and 1.67% Additional. The 8.33% gratuity component replaces the old lump-sum gratuity for employers enrolled in the SSF.
How are SSF contributions allocated across schemes?+
Per the SSF procedure, the 31% total is informationally allocated as Old-age (pension) 28.33%, Accident & disability 1.40%, Medical / health & maternity 1.00% and Dependent family 0.27% — all expressed as a share of basic salary, summing to 31%.
How much SSF is deducted on a Rs 40,000 basic salary?+
On a Rs 40,000 basic salary, the employee contributes 11% = Rs 4,400 and the employer contributes 20% = Rs 8,000, for a total of Rs 12,400 per month or Rs 148,800 per year.
Sources & data note
Rates verified against the Social Security Fund for FY 2082/83 → 2083/84: employee 11% (10% PF + 1% social security tax) and employer 20% (10% PF + 8.33% gratuity + 1.67% additional), totalling 31% of basic salary. The scheme-allocation figures are informational, per the SSF procedure. Confirm current rates with the SSF before payroll filing.